Nichols AZ Real Estate
Billy Nichols - Broker/Owner
 

New Listings
EMAIL ALERTS

Get alerts of new properties meeting your search criteria delivered right to your inbox. It's FREE and you can cancel at anytime.

Sign Up

What's Your
HOME WORTH?

Are you thinking of selling your home? Get a free evaluation and market analysis of your home with absolutely no obligation.

Get Valuation
 

How to Repair Your Credit to Buy a Home



Good credit is critical for when buying a home, auto or anything else. The better your credit, the lower your interest rates which means lower payments!

When buying a home, I highly recommend working with a mortgage lender for guidance.  They can help you get a copy of your three credit reports (Experian, Transunion, Equifax) and FICO scores which will help determine your interest rate eligibility.

Lenders can provide action items to help increase your FICO scores in order to reduce your interest rate and payments.  They can help weed through collections, student loans and many other credit related items that effect your obtaining a mortgage.

You will need to have all this in place in order to be Pre-Qualified before looking at homes.  A Pre-Qualification Form is attached to any offers placed on a home so the seller will take your offer seriously. This puts you in the best position to get your dream home with the best interest rate with the lowest payment.

Contact me if you need a lender to help you!

  

Contact Me

 
 
 

Want to Know How Much Your Home is Worth?

Get Your FREE Home Market Analysis Report Right Now!

YES, SHOW ME NOW